Preheat oven to 400 F. Grease muffin pan or line muffin pan with baking cups. Set aside.
Prepare flax egg. Whisk the flax and water together. Let sit for at least 3 minutes. Whisk together apple cider vinegar and milk, set aside.*
In a bowl combine dry ingredients, mix well.
In a small bowl combine flax egg, maple syrup, applesauce and coconut oil (melted but not hot). Mix well. Then add milk with vinegar.
Combine dry ingredients with the wet ingredients. Mix thoroughly. Fold in pecans and chocolate chips.
Divide mixture evenly into muffin pan. Bake for 20-22 minutes.